Finocket vs Tally
Tally-class books. Without the desktop.
Double-entry ledgers, journal vouchers, Trial Balance, P&L and Balance Sheet (the books a CA will sign off) on the phone that's already in your pocket. And if your CA still wants Tally, hand them the XML in one tap.
At a glance
| Fact | Finocket | Tally |
|---|---|---|
| Where it runs | Android, iPhone and the web | Installed on Windows (“Microsoft Windows 7 or above”, 64-bit) source, 9 October 2026 |
| Without a local install | Sign in from any browser | TallyPrime Cloud Access: a subscription virtual computer, opened from Chrome on Windows or Mac; phones are not mentioned source, 9 October 2026 |
| From a phone | The whole app | Read-only reports in a phone browser, with TallyPrime running and a Tally.NET ID source, 9 October 2026 |
| WhatsApp sharing | Share invoices and receipts | WhatsApp for Business, from Release 4.0 source, 9 October 2026 |
| GST returns | From the Starter plan: prepares GSTR-1 and GSTR-3B files for you or your CA to upload | Uploads GSTR-1, GSTR-3B and CMP-08 to the portal (Release 5.0); filing is completed on the portal source, 9 October 2026 |
Finocket and Tally, point by point
The same points as the side-by-side table. A point we have not compared yet says so.
| Point | Finocket | Tally |
|---|---|---|
| Measured parity with Finocket | Reference | Finocket matches about 76% of its features (our estimate) |
| Price model | Free for solo users until 31 Dec 2026, then ₹99/month | See tallysolutions.com |
| On your phone | Installs as an app; queues entries with no signal | Desktop app; read-only reports in a phone browser |
| GST invoicing and returns | Yes | Yes |
| TDS | Yes | Yes |
| Inventory | Stock ledger, weighted-avg COGS, batch/expiry & godowns | Yes |
| CRM and outreach | Yes | Not available |
| More than one company | Yes | Yes |
| Where your books are held | Books held in Mumbai, India (see Security) | Not compared yet |
| With no signal | Queues your entries | Not compared yet |
| Handing books to your CA (Tally XML) | Hand your CA Tally-ready books as an XML import | Native (it's Tally) |
| AI assistant over your books | Yes | MCP plug-in for Claude Desktop; no built-in assistant listed |
| API | Yes | XML/JSON on a local port, ODBC, TDL and an MCP plug-in |
| Capability | Finocket | Tally |
|---|---|---|
| Runs on your phone | Installs as an app; queues entries with no signal | Desktop app; read-only reports in a phone browser |
| Scan a receipt to add an expense | Docs by Ira add-on (paid page packs) | |
| Voice notes in Hindi/Tamil/Telugu/Kannada | ||
| AI assistant over your books | MCP plug-in for Claude Desktop; no built-in assistant listed | |
| WhatsApp invoice & receipt share | WhatsApp for Business (Release 4.0+) | |
| Quotes/estimates with online client acceptance | Optional sales order printed as a quotation | |
| Hosted client portal (invoices, estimates, statements) | ||
| CRM, outreach & partner commissions | ||
| Read-only CA invite + portfolio dashboard | On the Starter plan | Tally.NET remote auditor login, one company at a time |
| One-click Tally XML export (masters + vouchers) | Hand your CA Tally-ready books as an XML import | Native (it's Tally) |
| Bring your Tally masters & opening balances in (XML) | In beta: ledgers, groups, parties, stock items + the opening trial balance. Read on your device, and refused rather than plugged if it doesn't balance | Native (it's Tally) |
| One-tap reversal of an entry the assistant posted | A linked, sign-flipped compensating entry; the original stays in the ledger | |
| AI action log, append-only and hash-chained (separate from the Rule 11g edit log) | Every AI-proposed write, hashed server-side into a chain the database won't let anyone edit or delete | |
| GSTR-1 / 3B / TDS PDFs & CSVs | ||
| GSTR-9 annual, composition CMP-08 / GSTR-4, GSTR-2B reconciliation | ||
| GSTR-2B IMS: accept / reject / pending per line, with partial ITC reversal | Recorded against your books, with a deemed-acceptance warning | Yes (Release 6.1+) |
| Marketplace settlements compared with your invoices (GSTR-8 TCS is not checked) | Amazon, Flipkart, Meesho and quick-commerce | |
| DRC-01B / DRC-01C self-check before a notice arrives | Rule 88C and 88D run on your own figures | GSTR-3B books-vs-portal comparison; no DRC-01B/01C check listed |
| GST notice register + a reply drafted only from cited rows of your ledger | ||
| GSTIN lookup from the portal + cancelled-supplier ITC warning | Live via our GST Suvidha Provider | Online GSTIN validation that flags cancelled GSTINs |
| Trial balance, P&L, balance sheet & cash flow | ||
| Chart of accounts: the 28 Tally groups + your own ledgers | ||
| Journal / Contra / Payment / Receipt vouchers (F4–F7) | ||
| Ledger drill-down with running balances | ||
| Audit trail / edit log (Rule 11g) | Un-switch-off-able, covers money entries, journals & masters | Edit Log (cannot be switched off in the Edit Log edition) |
| Tally vocabulary (Voucher, Ledger, Narration) | Settings toggle | |
| Deep inventory: stock ledger, batch/expiry, godowns | Stock ledger, weighted-avg COGS, batch/expiry & godowns | |
| Stock per shop, moved between shops | Each shop points at its own godown; a transfer goes in-transit, then received, never both at once | Godowns + Stock Journal |
| A sales return as a credit note that reaches GSTR-1 | Issued from the till at the original bill's own tax split; the items go back to stock when you pick them from the bill | |
| Run multiple companies from one login | ||
| Public REST API + MCP (AI reads your books) | XML/JSON on a local port, ODBC, TDL and an MCP plug-in | |
| Bring your own AI keys (Claude / OpenAI / Google) | ||
| Price for daily books | Free for solo users until 31 Dec 2026, then ₹99/month | See tallysolutions.com |
Tally cells were checked against Tally’s own website on 9 October 2026. A cross means we did not find it listed there that day.
Sources: help.tallysolutions.com/getting-started-with-tallyprime-cloud-access/ (9 October 2026); help.tallysolutions.com/install-tallyprime/ (9 October 2026); help.tallysolutions.com/tally-reports-in-browser-tally/ (9 October 2026); help.tallysolutions.com/tallyprime-features-release-wise/ (9 October 2026); help.tallysolutions.com/upload-gstr-1/ (9 October 2026)
What Tally is great at
TallyPrime has full double-entry accounting, GST and TDS returns, IMS actions on GSTR-2B, connected banking and WhatsApp sharing, in keyboard-first screens that many CAs have used for years. That is why Finocket keeps the same vocabulary, the same drill-downs and a one-tap export back to it.
Pick Tally if…
- You want desktop-first data entry with a full-time accountant on staff
- You rely on TDL customisations or ODBC integrations
- Your practice files dozens of audits straight from local Tally data
Pick Finocket if…
- You want the same books on your phone: group tree, ledgers, journal vouchers, P&L
- You want to raise invoices and record payments from your phone, not only read reports there
- You want scan-to-add and voice entry in Indian languages included, not as an add-on
- You want your masters and opening balances brought across, with an unbalanced set of books refused rather than plugged
- You want the AI's rupee impact on screen before it writes, and a reversing entry (never a deletion) after
- You'd rather hand your CA a clean export than a Tally backup
- You also want CRM, outreach or partner commissions in the same app
Switching from Tally?
Bring your masters and opening balances across, or start in parallel today. Either way you keep every Tally habit that works for you.
Ledgers, parties, stock items and opening balances from a Tally masters XML. It is read on your device, every figure is on screen first, and an unbalanced set is refused rather than plugged.
The step-by-step first month: record new work here, keep Tally for final accounts, hand your CA the export.
Hand your CA Tally-ready books (masters + vouchers) as a single XML import for Tally Prime.
Every Tally term mapped to its equivalent: Voucher, Ledger, Party, Narration, Day Book, F-keys.
Bring ledgers, parties, stock items and opening balances over at a cut-over date. Your old vouchers stay in Tally, because the opening balances already carry what they earned.
Sign up free and the in-app tour's Tally branch walks you through in Tally vocabulary with sample data.
Finocket vs Tally FAQ
Alongside. Finocket gives you the same daily books on your phone (double-entry ledgers on the 28 Tally groups, journal vouchers, Day Book, Trial Balance, P&L, Balance Sheet and an un-switch-off-able edit log), and your CA keeps finalising in Tally from a one-tap XML export. Plenty of people end up doing everything here; that's their call to make after a few months, not a switch you have to flip on day one.
Yes. Invite them as a read-only member for a live view, or use the Hand-to-CA ZIP to export a whole date range they can reconcile in Tally.
Turn on accountant mode and Voucher / Ledger / Party / Narration replace Payment / Client / Client / Description throughout the app.
Two ways, neither of which is a project. Export your Tally masters as XML and Finocket brings across ledgers, groups, parties, stock items and the opening trial balance. The file is read on your device rather than uploaded, every figure is on screen before anything is written, and if the opening books don't balance it names the difference to the paise and refuses instead of plugging a suspense figure. Vouchers deliberately stay in Tally: replaying them would re-recognise revenue your opening balances already carry, so the wizard counts them and says so. An import can be undone, and whatever can't be undone is named before you commit. Or skip the import entirely and run the two side by side, recording new work in Finocket from today.
Four things you can check. Before you confirm, the proposed action shows the money moving (before and after, per bucket, in rupees) and whether it can be undone; that's a classification of the action's impact, not a dry run of the exact voucher. You set the ceiling: a rupee limit and a how-many-people limit on what the assistant may put in front of you, and raising it never removes the human confirm. There is no unattended mode. If a journal is posted and it's wrong, one tap posts a linked, sign-flipped compensating entry rather than editing or deleting the original, so the ledger shows both; that one-tap reversal covers journals the assistant posted, and an owner does it. And every AI action lands in an append-only log the database will not let anyone edit or delete, each row carrying a server-computed SHA-256 hash of the row before it, so a tampered row is detectable. That log is separate from, and additional to, the Rule 11g edit log on your books.
Nothing to start: Free for solo users until 31 Dec 2026 — no partner code needed. ₹99/month after that. So you can run Finocket alongside your existing Tally licence and decide with real experience instead of a demo.
More comparisons
Ready to ditch the spreadsheet?
Free for solo users until 31 Dec 2026 — no partner code needed. ₹99/month after that. No credit card. Your books stay yours.